Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Smart Solver Online ("we," "us," or "our"), governing your access to and use of the website located at www.smartsolver.online (the "Service").

By using the Service, you represent that you are at least 13 years of age and have the legal capacity to enter into this agreement. If you are accessing the Service on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

2. Description of Service

Smart Solver Online provides a free, browser-based multi-calculator suite comprising basic arithmetic, scientific, financial, and health calculators. The Service is provided "as is," free of charge, for personal and educational use. We reserve the right to modify, suspend, or discontinue any aspect of the Service at any time without prior notice.

Current calculator tools include: Basic Calculator, Scientific Calculator, BMI Calculator, Age Calculator, Percentage Calculator, Discount Calculator, EMI/Loan Calculator, Mortgage Calculator, Compound Interest, Simple Interest, Savings Goal, Retirement Planner, Credit Card Payoff, Salary Calculator, Tax Estimator, and Inflation Calculator.

3. Acceptable Use

You agree to use the Service only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use the Service for any unlawful, harmful, or fraudulent activity
• Attempt to gain unauthorised access to our systems, servers, or databases
• Use automated scripts, bots, or scrapers to access the Service without written permission
• Reproduce, distribute, or create derivative works from our content without explicit authorisation
• Transmit malicious code, viruses, or any software designed to harm computer systems
• Circumvent, disable, or otherwise interfere with security features of the Service
• Use the Service in a way that could damage, overload, or impair its operation
• Misrepresent results produced by our calculators as professional financial, medical, or legal advice

4. Intellectual Property

All content on Smart Solver Online — including but not limited to the calculator logic, user interface design, text, graphics, code, and branding — is the intellectual property of Smart Solver Online and is protected by applicable copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Service for personal, non-commercial purposes. This licence does not include the right to:

• Copy, reproduce, or redistribute any portion of the Service
• Modify, adapt, or create derivative works based on the Service
• Use the Service or its content for commercial purposes without written permission
• Remove or alter any proprietary notices or labels on the Service

5. Disclaimer of Warranties

To the fullest extent permitted by law, Smart Solver Online expressly disclaims all warranties, including but not limited to:

• Warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Service will be uninterrupted, error-free, or free of viruses or other harmful components
• Warranties regarding the accuracy, completeness, or reliability of any calculator results
• Warranties that the Service will meet your requirements or expectations

Calculator outputs are provided for informational and educational purposes only and should not be relied upon for financial, medical, legal, or any other professional decisions. Always consult a qualified professional before making important decisions based on numerical calculations.

6. Limitation of Liability

To the maximum extent permitted by applicable law, Smart Solver Online and its operators, employees, partners, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, or business opportunities
• Financial losses arising from reliance on calculator results
• Damages resulting from errors, inaccuracies, or omissions in the Service
• Damages resulting from service interruptions or unavailability
• Any other damages arising out of or relating to your use or inability to use the Service

In jurisdictions where limitations on implied warranties or exclusion of incidental damages are not permitted, our liability shall be limited to the maximum extent permitted by law.

7. Indemnification

You agree to indemnify, defend, and hold harmless Smart Solver Online and its operators, partners, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your infringement of any third-party rights.

8. Third-Party Links & Services

The Service may contain links to third-party websites or services. These links are provided for convenience only and do not constitute an endorsement of the linked website or its content. Smart Solver Online has no control over, and accepts no responsibility for, the content, privacy policies, or practices of any third-party website. We strongly encourage you to review the privacy policy and terms of service of any third-party site you visit.

9. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be subject to binding arbitration or the exclusive jurisdiction of the competent courts in the applicable jurisdiction.

10. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms on this page, with the "Last updated" date revised accordingly. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

11. Entire Agreement

These Terms, together with our Privacy Policy and Disclaimer, constitute the entire agreement between you and Smart Solver Online with respect to the Service and supersede all prior agreements, understandings, or representations relating to the subject matter hereof.

12. Contact Us

If you have any questions about these Terms of Service, please contact us: